You Will Lose Your 2008 Dental Insurance Benefits Unless . . .

This post was written by William J. Moorhead, DMD on October 16, 2008
Posted Under: Financial/Dental Insurance, General Dentistry, Special Announcements

If you don’t act soon you will lose your remaining 2008 dental insurance benefits!

Believe it or not, our very own patients lost over $500,000 in dental insurance benefits last year!  How could it be that honest, hard-working people could lose over half a million dollars that were meant for them?

Well, it’s actually fairly simple.  Dental benefit plans do NOT allow you to “roll over” any unused benefit dollars beyond December 31st of the current year.  For example, if you have $500 of benefits left, and you don’t use them to help pay for your dental treatment by the end of this year, you will lose $500 that you could have applied toward your dental care–just by getting it done in 2008.

It’s as if your insurance company puts a pile of money on the table for you to use in 2008, but at the end of the year, you don’t get to keep that money.  Instead, they reach over and pull all of YOUR unused money off the table and put it in THEIR bank accounts!  Sounds criminal, but it’s legal…and true.

Many of our patients don’t realize that this is what actually happens.  Others do, but usually not until it’s too late to schedule an appointment in 2008.  Because many patients realize what’s happening too late, it can quickly become almost impossible to schedule to use all of your benefits in December.

If you have a health care flexible spending plan at work, you might also lose benefits you’ve paid for, unless you use them before year end.  Most of these plans also keep your hard earned dollars if not used by December 31st.

Rather than waiting until the last minute and losing a chance to use your benefits, we encourage you to act on this reminder today.  Call us at 606-845-2273 (or toll-free 888-917-2273) so you can schedule a time that works out well for you.

Warm regards,
Dr. Moorhead

PS:      You can also SAVE 10% off the total fee by prepaying in full for any treatment started during October and November, 2008!  We have a limited number of appointment slots remaining in October, so call 606-845-2273 today before they’re gone.

PS2:     This offer also applies for NEW PATIENTS!   We are always accepting new patients, and we greatly appreciate your referrals.  In fact, every referring patient will receive a special surprise gift!

PS3:    Win a NEW iPod Nano or iPod Shuffle!  For each referral you send who visits our office by December 20, 2008, your name will be entered multiple times in a drawing for a NEW iPod Nano, or iPod Shuffle!  Multiple prizes will be given away.  Call us if you should have any questions.

(No purchase necessary.  Receive 5 drawing entries for the first referral per patient, 10 entries for the second, 20 for the third, and 25 for each thereafter.  Referred patient must mention referrer’s name, and be present at scheduled appointment time.  Drawing will be held on December 20, 2008.  One iPod Nanos, and two iPod Shuffles will be given away.  Winners will be notified by phone on Friday, December 20, 2008.  Employees of Flemingsburg Dental Care and their relatives are not eligible.  Winners need not be present to win.)

Thanks for visiting,
Have a great day!

E-mail: Contact@FlemingsburgDentist.com

Local Phone: (606) 845-CARE (2273)

Toll Free (From the 606, 859, and 937 area codes): 1-888-917-CARE (2273)

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